A. No. You can refinance to increase your interest savings, but it is not necessary.

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A. Homeowners in Australia and the United Kingdom have been using a system exactly like Paxeon's for the last 12 years. In fact, more than a third of the households in Australia and about one fourth of the households in the United Kingdom are currently using a program just like Paxeon's to accelerate their equity. The financial institutions do not like this program because they make less money in interest per household.

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A. No. Many fortune 500 companies use a banking technique called a 'sweep account'. This technique is used to reduce the daily calculated interest. Big companies started moving or 'sweeping' their bank accounts daily to an outstanding interest bearing loan to reduce average daily interest.

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A. Paxeon's program contains an algorithm that systematically creates the highest interest savings possible in the least amount of time. Each individual, due to the uniqueness of their situation, requires a custom plan to achieve optimal results. Also, if you make additional payments on a conventional 30-year fixed-rate loan, you can't borrow that money without taking out a home-equity line of credit or a home-equity loan. With Paxeon's mortgage-accelerator program, you already have the line of credit in place. That gives you confidence to be aggressive in paying off your mortgage(s) and any other debt and still have money readily available if a financial emergency comes up.

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A. Paxeon's program utilizes a line of credit to maximize interest savings. Interest in a line of credit is calculated on an average daily balance. Normally, it would not make sense to open up a line of credit with a higher interest rate, but since you put your pay check into your line of credit account every month, your balance stays lower and you pay less interest. In the event that you cannot get a HELOC or PLOC, or choose not to do so, Paxeon's program will also work with any interest bearing account, such as a checking or savings account.

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A. No. If you are currently making more than you are spending per month, you do not need to change your behaviors. Many people that want to pay their home off even faster, make changes in their spending behaviors, but changing your budget is not necessary to use Paxeon's system.

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A. Paxeon's program helps you build equity extremely fast. Essentially it is impossible to move backwards if you follow your personalized plan that we create for you. The line of credit will not affect your ability to sell your house. Also, when you move into your new home, you can use Paxeon's program again to pay your new home off faster and save thousands of pounds more in interest.